A ledger for every customer
Give each customer and supplier their own khata. Every ‘you gave’ and ‘you got’ is one tap, with the running balance always up top.
Zeicle Khata · digital udhaar ledgerYour bahi-khata,
Your bahi-khata,
on your phone.
Track udhaar for every customer, send WhatsApp reminders that actually get you paid, and let AI take entries by voice — in your language. The paper khata, minus the lost pages and forgotten dues.
Free forever · no card required · sign up with an OTP in seconds.
You gave / you gotWhatsApp reminders9 Indian languagesVoice entryAuto-backup & sync“Aaj ka hisaab”PDF statementsFree forever planYou gave / you gotWhatsApp reminders9 Indian languagesVoice entryAuto-backup & sync“Aaj ka hisaab”PDF statementsFree forever plan
The problem
The paper khata is costing you money.
Paper khatas get lost — and torn
One spilt chai, one missing page, and a year of udhaar is gone. No backup, no proof, no way to check last month.
You forget who owes what
Ten customers, twenty entries, all in your head. The dues you can’t remember are the dues you never collect.
Asking for money is awkward
You hate reminding customers, so you don’t — and the udhaar just keeps growing on your side of the book.
What you get
Everything your paper book does — and everything it can’t.
Simple enough to use behind the counter, powerful enough that you never lose track of a single rupee of udhaar again.
Reminders that collect for you
One tap sends a polite WhatsApp or SMS with the exact balance and a payment link. Your customers pay faster; you never have to ask twice.
Statements & reports, instantly
Share a clean PDF statement for any customer over WhatsApp, and see total udhaar out, total you owe, and today’s collection at a glance.
Never lose a rupee of data
Everything is backed up to the cloud and synced across your phones automatically. Change your phone, log in, and your whole khata is right there.
In the language you speak
Use your khata in Hindi, Punjabi, Gujarati, Marathi, Tamil, Telugu, Kannada, Bengali or English — switch anytime, free on every plan.
Right in your pocket
It’s a phone-first app — behind the counter, at the mandi, or on the road. Add an entry in seconds and it syncs instantly.
AI built in
Let AI do the likha-padhi.
You run the shop — let AI keep the book. Speak an entry, get a reminder drafted, hear your day’s summary, ask a question. All in the language you speak.
Just say it — AI writes the entry
“Ramesh ko 500 udhaar diya” — speak or type in Hinglish and AI files it against the right customer, the right amount, the right direction. No forms.
AI chases your dues, politely
For every pending balance, AI drafts a warm, correct reminder in your customer’s language. You just tap send on WhatsApp or SMS.
“Aaj ka hisaab”, on demand
Ask for today’s summary and AI tells you what came in, what went out, and who still owes — a closing balance read-out, in one line.
Ask your khata anything
“Kitna udhaar baaki hai?”, “Ramesh ne last kab diya?” — plain-language questions, answered from your live ledger, in your language.
Try the AI free
AI features are on Pro · AI credits included.
Your language
9 languages. All free. Always.
Your khata should speak the way you do. Every language is free on every plan — no upgrade, no catch.
हिन्दीHindi
ਪੰਜਾਬੀPunjabi
ગુજરાતીGujarati
मराठीMarathi
தமிழ்Tamil
తెలుగుTelugu
ಕನ್ನಡKannada
বাংলাBengali
EnglishEnglish
Pricing
Free to run your khata. Pro to let AI run it.
One simple price per shop. No per-customer charges, no surprises, cancel anytime.
2 months free
Free
Everything a small shop needs to ditch the paper khata.
₹0/forever
Start free- Unlimited customer & supplier ledgers
- Record udhaar — you gave / you got
- WhatsApp & SMS payment reminders
- All 9 languages, no extra charge
- Auto-backup & sync across devices
- Mobile app included
Pro
Most popularFor shops that want AI to do the typing and chasing.
₹199₹108/mo billed annually
Launch special — limited time
Start with Pro- Everything in Free, plus:
- AI voice & Hinglish entry — just say it, done
- AI drafts every payment reminder for you
- “Aaj ka hisaab” — your day, summarised
- Ask your khata anything, in plain language
- Priority support
Prices per shop, exclusive of GST. Cancel anytime. Annual = pay for 10 months, use 12.
FAQ
Straight answers.
What is Zeicle Khata?
It’s a digital bahi-khata for your shop — a simple app to record udhaar (what you gave and what you got) for each customer and supplier, send payment reminders on WhatsApp and SMS, and keep it all backed up and in your language. Think of your paper khata, but on your phone and impossible to lose.
Is it really free?
Yes. The Free plan is free forever — unlimited customer ledgers, udhaar entries, WhatsApp & SMS reminders, all 9 languages, auto-backup and the mobile app. Upgrade to Pro only if you want the AI features (voice entry, auto-drafted reminders, daily summary and ask-your-khata).
Which languages does it support?
Nine, and all of them are free on every plan: Hindi, Punjabi, Gujarati, Marathi, Tamil, Telugu, Kannada, Bengali and English. Switch anytime — language is never behind a paywall.
How do WhatsApp reminders work?
For any customer with a pending balance, one tap sends them a polite message with the exact amount and a payment link, over WhatsApp or SMS. You review it before it goes — nothing is sent without you.
What can the AI do?
On Pro, AI does the tedious parts: take an entry from your voice or a Hinglish sentence, draft every payment reminder in your customer’s language, give you a one-line “aaj ka hisaab” summary, and answer plain-language questions about your ledger. You always review before anything is saved or sent.
Is my data safe?
Yes. Your khata is backed up to secure servers in India, synced across your devices, and tied to your phone number — so if your phone is lost or changed, you just log in and everything is there. Your data is yours, isolated and private.
How do I sign up?
Just your phone number. Enter it, verify the OTP, and your khata is ready in seconds — no card, no paperwork.
Move your khata in the next two minutes.
Enter your phone number, verify the OTP, and start recording udhaar right away. Free forever — upgrade to AI whenever you’re ready.
No card required · your data stays in India.
The digital bahi-khata — built for India, in your language.